When the accounts are in the red and we have the impression that nothing will settle, companies such as Bankfare can make a total difference in our lives. Did you go through your head with a loan? How about using to make a comparison of the prices and conditions of various loans and thus, to be able to choose what fits better in your pocket?
Using technology to help transform people’s lives, Holurcredit is a Fintech Loan (a company that combines the most robust and modern technology with economic processes like loans, payments and financial management) that helps you to compare the values of various types of loans. You no longer need to go from bank to bank looking for the cheapest option.
Formed by a team of experienced economists and engineers, as well as web designers and programmers who love what they do, the team at Holurcredit works tirelessly to bring solid and easy-going information to improve your financial lives. By acting as a major financial services comparator, fintech uses technology to facilitate the finances of all people who no longer want to be stuck with information from banks and traditional financial institutions.
How does interest rate for online loans work?
As we said, Holurcredit is a financial services comparator. The comparative loan platform that shows you financial services of various kinds, from the cheapest to the most expensive, and also provides guidance on what are the most appropriate options according to your profile and what you are looking for. In addition to the lowest price guarantee, you also have the help of economics experts to help you make the best decision.
One of the great advantages of the Holurcredit site is that the platform is evolving and will soon have to compare not only loans but a series of other financial services that can help take you red and improve your financial health. Investments, insurance, financial advice and even education courses focused on finance. Soon these products should also be available for comparison in the bank loans company.
The Holurcredit platform is not a bank nor provides loans, it only simulates and compares this financial product so sought after by Brazilians. After simulating your loan in the comparator, you will see several options of banks, financial and fintechs and you can choose the one that best suits your reality.
Are there any down payment rates?
Not! Charging any type of advance fee before taking out a loan is an illegal act. If any company does this, you must report it.
Holurcredit works within the law and, therefore, does not charge any advance fee for loans. Your partners, ie banks, financial institutions and fintechs that appear in the comparison when you simulate your loan, also do not charge, so stay quiet.
Is it safe to make a loan online at Holurcredit?
Yes. This is a trend that is growing every year, especially in Brazil. Several types of credit are being migrated to the web thanks to the activities of fintechs, companies that offer services related to their money, at costs much lower than the banks, benefiting from the vast reach of the internet.
Can Negativados use Holurcredit?
Yes. It is possible to use the loan simulation and comparison platform even with the negative name, but this does not guarantee that the credit will be granted in the institution you choose, as this will depend on the policy of each one.
Some institutions, especially those that offer online credit, lend money to negatives, but in this case it is good to do a careful analysis because the interest is usually very high and can end up complicating even more the situation of who has the name dirty.
Is it possible to make a guaranteed loan with Bank Interest?
There are two widely used modes:
- Loan with vehicle guarantee
- Loan with property guarantee
In both cases, you apply for a loan and offer your as well as collateral. If you are in default, you may lose the vehicle or property offered as collateral. It is necessary that the property is in its name and without any type of pending (lack of documentation or payment).
These arrangements are usually used by people who are looking for a very high loan amount.
Still, it is worth mentioning that Holurcredit does not work directly with any type of loan since it is a platform of comparison, therefore, it will be necessary to consult individually each credit supplier to verify if it accepts assets as collateral.